Complete VA Inspection Minimum Property Requirements (PDF)
FHA Minimum Property Requirements (Homelight)
The property must be a single real estate entity
The property must be free of hazards and conditions that pose a risk to the health and safety of the occupants or adversely affect the structural soundness and use of the home
The septic system (if present) must be functional
Property must be free of soil contaminants
No underground storage tanks
Site must adequately drain water away from the perimeter of the walls
Must have an acceptable and sufficient water supply
Must have safe and sanitary sewage disposal
No evidence of termite infestation
Property must have safe and adequate access to cars and pedestrians from a public or private street
Presence of any defective conditions, including but not limited to, poor construction, leaks, decay (A property with any defected conditions is considered unacceptable until the defects are corrected.)
Natural and adequate ventilation of attics and crawl spaces
Foundations must be in good condition
Property must have sufficient access to the crawl space
Roof must be in good condition and prevent moisture from entering the home. (If re-roofing is needed, FHA requires specific guidelines.)
Mechanical systems must be safe, protected from destructive elements, functional, durable and of decent quality
Heating sources must be safe, functional and meet any local requirements
Electricity must be available for lighting and any equipment used
Additional health and safety hazards, including but not limited to, broken windows, blocked doors or steps without a handrail
No presence of lead-based paint
Home structure. The construction of the home is sound, including walls, floors, foundation, roof, and ceilings.
Home exterior. Determine the life of the siding, windows and trim, plus inspect exterior lighting and other exterior features like fences. Also, the property has proper drainage based on the grade and elevation as well as landscaping
Plumbing. Identify the pipe materials and confirm that everything is up to current standards. Also, inspect toilets, showers, sinks, and faucets for leaks and other needed repairs.
Home systems. These include chimney and fireplaces, water heaters, furnaces, air conditioning units, and septic systems if applicable.
Roof and attic. In addition to inspecting the construction of the roof, your home inspector should check the framing, flashing and gutters, insulation, and ventilation.
Electrical. Determine the type of wiring and that it’s properly grounded. Inspect ceiling fans, light fixtures, and the main electrical breaker.
Appliances. Evaluate the condition of dishwashers, ranges, built-in microwaves, garbage disposals, smoke detectors, and any other relevant small appliances in the home.
https://glacierinspections.com/fha-and-va-inspection-checklist/